Hearing loss is a significant concern in Australia, with over 3.6 million people affected.
In New South Wales, the issue is particularly pressing due to the high number of workers exposed to hazardous noise levels. If you’re among those experiencing hearing issues as a result of your job, you might be entitled to compensation. This blog aims to demystify claiming hearing loss compensation in N.S.W.
We’ll cover five essential aspects, from eligibility criteria to the role of regulatory bodies, ensuring you have all the necessary information to navigate this important issue effectively.
1. Hearing loss compensation can be claimed as lump sum money
In N.S.W, workers who have suffered hearing loss due to their employment may be eligible for lump sum compensation. The minimum threshold for this compensation is a binaural hearing loss of at least 20.4% if the hearing loss occurred after January 1, 2002 (11% whole-person impairment).
For certain professions like firefighters, paramedics, police officers, and coal miners, or those who retired before January 1, 2002, a lower threshold of 6% binaural hearing loss applies.
2. Compensation depends on the percentage of hearing loss
In N.S.W., the compensation you can claim for hearing loss sustained in the workplace is closely linked to the extent of your binaural hearing loss.
Generally, the compensation offered is approximately $800 for each 1% of binaural hearing loss. This rate applies to workers who have suffered hearing loss after January 1, 2002.
3. Workers who have hearing loss may qualify for a lifetime supply of hearing aids
Workers with a compensable hearing loss in N.S.W. are entitled to a lifetime supply of hearing aids.
This benefit is available regardless of the percentage of hearing loss, ensuring ongoing support and assistance for those affected by workplace-related hearing impairment.
4. Professional assessment is required to claim compensation
To claim lump sum compensation, the assessment of hearing loss must be conducted by a trained assessor of permanent impairment. These assessors are listed on the SIRA (State Insurance Regulatory Authority) website. SIRA also provides guidelines for evaluating permanent impairment, which details how the assessment should be carried out.
5. SIRA regulates hearing loss compensation in N.S.W.
SIRA plays a crucial role in the compensation process for hearing loss in N.S.W.. SIRA regulates personal injury compensation schemes and oversees licensed insurers under the Workers Compensation Act. They ensure that only qualified persons dispense hearing aids and maintain high treatment standards.
SIRA also regulates fees for hearing aids, fitting costs, and ongoing maintenance expenses to ensure the scheme’s sustainability.
How Industrial Deafness Australia Can Help You Process Hearing Loss Claims in N.S.W.
At Industrial Deafness Australia, we understand individuals’ challenges with hearing loss due to workplace exposure. Our dedicated team specialises in guiding you through claiming hearing loss compensation in N.S.W..
Here’s how it works and how we can help:
- We’ll arrange a consultation with one of our legal advisors, and arrange a hearing test with an audiologist.
- If we believe you have a good case, we will seek legal assistance from I.R.O. to ensure you pay no legal fees from your pocket.
- We’ll gather all the necessary documentation and submit a claim for hearing aids and a Permanent Impairment Claim (if you satisfy relevant thresholds).
- The insurer’s doctor will assess the extent of your hearing loss.
- Note: This may not be necessary if you only seek hearing aids.
- If you satisfy relevant hearing loss thresholds, you will receive an offer for a monetary payment. If you don’t find it acceptable, we’ll schedule another examination with an independent medical specialist who will conduct the final assessment of your hearing.
- You receive your compensation and hearing aids.
Call Industrial Deafness Australia on 1300 885 356 or visit our office in N.S.W. to see how we can help you.